AT&T has just announced two new services — and announced expanded access to a third one — for customers who want to listen to music on their phones.

All three sound pretty cool, but sadly they’re all expensive. Folks who can link their phones either to computers or directly to the Internet can probably find cheaper (though less convenient) options elsewhere.

The new services come from a company called mSpot.

One lets users make their own ring tones from a library of 250,000 songs: A $6.99 monthly subscription buys three ringtones. Extras cost $2.99 apiece.

The other lets users pull songs from their computer to their phones from anywhere. A $9.99 monthly subscription buys your the right to transfer 75 songs. Another $2.99 buys you 10 extra songs.

Even if you’re willing to pay those prices, you need a phone that works with one of the two services.

You can get the ringtones on a Samsung SYNC, Samsung A737, Samsung A747 and the Motorola V3xx. More phones will be added soon.

You can use the song-transfer program on the Samsung SYNC, the Samsung A737 and the LG SHINE.

The third service is Napster Mobile, which lets customers browse through and buy from a catalog of 5 million songs.

AT&T began supporting the service last year — but only on one phone.

AT&T will soon make the service available to 12 million customers with many different handset models.

Here’s the full release from AT&T…

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